I used the slogan "The Realtor With Twins" after my twins were born in 1992. Having watched them graduate from high school and watching Huntsville/Madison County grow since 1968, I have learned that real estate is all about helping people. I like to say, "I am a problem solver". Solving real estate problems requires education, experience, teamwork, good support, hard work, and professionalism. This is the reason I have stayed with the Century21 System for 32+ years.The real estate market has changed significantly since 2007. The mortgage process has become very difficult even though interest rates are still low ( ~4 to 4.5%). Property values have dropped leaving many owners in homes with high payments and no chance of refinancing because of foreclosures driving home prices down. Sales have been very good in our area in comparison to other parts of our country, but we have witnessed an increase in competition and difficultly in getting properties closed. In times like these, people need help more than ever to buy or sell a home. My experience, especially in finance, mortgage origination, and creative financing helps me to help you. I can help with credit problems, avoiding foreclosures, and saving hundreds of points on your credit score. I know this may sound too good to believe. If you have a real estate problem or trying to avoid one, there is no charge for a possible solution. I can help! I get results! Call or email me today and we'll get started.